Globalisation and digital technologies have made financial services and products more widely accessible and at the same time more complex to handle. Responsibility for investing in higher education or planning for retirement is increasingly assumed by individuals. Young people are now more likely to encounter situations where they need to set their spending priorities, be aware of new types of fraud, know that some items that they want to buy will incur ongoing costs, and be alert that some purchasing offers are simply too good to be true.
Financial literacy performance is strongly correlated with performance in mathematics and reading. Students should be helped to make the most of what they learn in subjects taught in compulsory education, which could also be complemented with more specific financial literacy content. Fostering the development of financial literacy skills in school could also be a way to offer students learning opportunities beyond those provided by parents and peers, to help overcome socio-economic inequalities, and to expose students to more balanced messages than those they might receive through media and advertising.
Los alumnos de 15 años empeoran en competencia financiera: uno de cada cuatro tiene problemas para reconocer una factura
LA MAYORÍA DISCUTE CON SUS PADRES DE DINERO Casi el 80% de los alumnos españoles recibe regalos en forma de dinero de amigos y familiares; el 38% recibe una paga semanal; el 25% gana dinero a través de trabajos ocasionales, como cuidar niños o jardinería y el 23% gana dinero por trabajar fuera del horario escolar en época vacacional, por ejemplo. Eso sí, en España los alumnos con más nivel socioeconómico tienen un 40% menos de probabilidades de ganar dinero o trabajar fuera del hor ...
Results of the analysis suggest that teacher education institutions in many countries and economies may have been overemphasising content knowledge, to the detriment of other types of teacher knowledge. Through quality pre-service education and continuous professional learning, teachers can be well prepared in the pedagogy and practice of their subject area, as well as in the content. Then maybe one day, more new teachers may be able to smile, regardless of the season.
Systems that prioritise initial teacher preparation understand that a teacher’s initial
education can help lay the foundations for teaching quality. However, improving the quality
of initial teacher preparation in order to create ready-made professionals is neither realistic
nor desirable. Rather, providing the conditions in which teachers can continue to grow and
develop as professional learners – from their first days in the classroom and throughout
their careers – is an important step towards improving the quality of education.
The OECD Skills Outlook 2017 shows how countries can make the most of global value chains, socially and economically, by investing in the skills of their populations. Applying a “whole of government” approach is crucial. Countries need to develop a consistent set of skills-related policies such as education, employment protection legislation, and migration policies, in coordination with trade and innovation policies. This report presents new analyses based on the Survey of Adult Skills and the Trade in Value Added Database. It also explains what countries would need to do to specialise in technologically advanced industries.